Health Insurance for Freelancers
Americans usually get their health coverage through their employer.
What are your options if you're a self-employed freelancer? The
following compilation will point you to resources you can check out in
your quest to find healthcare coverage for you and your family. We've
also included comments from FS subscribers whenever possible.
Please use the links on the left to start your research. If you have
corrections only, send an e-mail.
If you have information to contribute, please share it on fs-discuss.
February, 12, 2003
Puget Sound Business Journal
Bremerton health insurer to offer individual plans in King County
KPS Health Plans of Bremerton said Wednesday it will begin offering
four health insurance plans for individuals and families in King County
beginning March 1.
Full story:
http://www.bizjournals.com/seattle/stories/2003/02/10/daily25.html
Miscellaneous FS-Discuss Comments
Did everybody see the article on
Working Today that was
featured on Dan Pink's website?
Apparently New York State has created rules that allow freelancers to
aggregate together for group rates, something that other states do not
yet permit.
What can we do to try to get Washington to pass similar
legislation?
I have an insurance broker who "shops around" for my health
insurance. I have changed insurance carriers almost every year because
of the HUGE changes made from year to year. Some companies stop
providing small employee policies, some stop doing business in
Washington, some raise their rates so much that it isn't feasible to
maintain the policy, and some change their benefits so much that they
are no longer worth the premiums. I don't know how insurance companies
stay in business except that they are ALL so bad that there is no real
competition.
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